www.teresascribbles.com – Terms and Conditions

Effective Date: November 17, 2025
Website Type: Blog & Subscription-Based Content

Welcome to www.teresascribbles.com (the “Site”).
These Terms and Conditions (“Terms”) govern your use of this Site and all content, services, and features provided through it. By accessing or using the Site, you agree to be bound by these Terms.

If you do not agree to these Terms, please discontinue use of the Site immediately.

1. Ownership of the Site

The Site is owned and operated by Teresa Curtis-Morrow (“we,” “us,” or “our”).

All content on the Site, including but not limited to writings, blog posts, images, short stories, digital downloads, and other media, is the intellectual property of Teresa Curtis-Morrow unless otherwise stated.

2. Use of the Site

You agree to use the Site only for lawful purposes and in a way that does not infringe on the rights of others or inhibit their enjoyment of the Site.

You may not:

• Copy, reproduce, distribute, or use any content without express permission

• Use the Site for commercial purposes without consent

• Attempt to gain unauthorized access to the Site, its servers, or connected systems

• Upload malicious software, spam, or harmful content

• Harass, threaten, or abuse others through any contact forms or email features

3. User Accounts & Subscriptions

Some features of the Site may require creating an account or subscribing to member-only content.

By creating an account, you agree to:

• Provide accurate information

• Maintain the security of your login credentials

• Notify us immediately if you suspect unauthorized access

We reserve the right to:

• Terminate or suspend accounts that violate these Terms

• Refuse membership access for any reason

Billing & Payments
Payments for subscriptions are processed through Squarespace Payments and/or Stripe.
We do not store or access complete payment card information.

Subscription fees are billed as stated at checkout. All prices are listed in U.S. dollars unless otherwise noted.

4. Refund Policy

Membership purchases, digital content, and subscription fees are generally non-refundable, except where required by law.

If you believe a refund is warranted due to an error, duplicate billing, or technical issue, please contact us at:

📧 teresa.morrow2018@gmail.com

5. Intellectual Property

Unless otherwise stated:

• All blog posts

• Short stories

• Images created for the Site

• Story excerpts

• Character profiles

• Digital downloads

• Branding elements

• Website design and structure

…are the sole property of Teresa Curtis-Morrow.

You may not reproduce or distribute this material without written permission, except for:

• Brief quotations (with credit)

• Sharing links to public posts

6. Third-Party Links

Our Site may contain external links to third-party websites. We are not responsible for:

• Their content

• Their security measures

• Their privacy practices

Use third-party websites at your own risk.

7. Limitation of Liability

To the fullest extent permitted by law, we are not liable for:

• Any damages caused by your use or inability to use the Site

• Data breaches or security incidents beyond our reasonable control

• Third-party failures (including Squarespace, Stripe, or email providers)

• Loss of data, profits, or business

Your use of the Site is at your own risk.

8. Disclaimer

All content provided on this Site is for informational and entertainment purposes only, including:

• Writing advice

• Blog posts

• Author updates

• Worldbuilding notes

• Subscriber stories

• Creative or fictional content

Nothing on this Site should be considered professional, financial, medical, legal, or mental-health advice.

Fiction shared on this Site is entirely creative in nature.

9. Age Requirements

By using this Site, you confirm you are at least 18 years old.

We do not knowingly allow individuals under the age of 16 to create accounts or submit personal information.

10. Termination of Use

We reserve the right to:

• Suspend or terminate access to the Site

• Restrict access to subscriber content

• Remove or disable accounts

…if we believe a user has violated these Terms or acted unlawfully.

11. Changes to These Terms

We may update or modify these Terms from time to time in order to:

• Reflect legal changes

• Improve clarity

• Update policies or features

• Ensure compliance with applicable laws

When we update these Terms, we will revise the Effective Date at the top.
Continued use of the Site after updates constitutes acceptance of the new Terms.

12. Governing Law

These Terms are governed by the laws of the State of Ohio, without regard to conflict-of-law principles.

13. Contact Information

For questions, concerns, or requests related to these Terms, you may contact:

Teresa Curtis-Morrow
📧 teresa.morrow2018@gmail.com

Or reach Squarespace directly for hosting-related issues:
🔗 https://support.squarespace.com